ASB Car Loan NZ
ASB Bank
ASB's car loan is a straightforward option for those looking to finance a vehicle, but the interest rate may be high for some borrowers.
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ASB Bank
ASB's car loan is a straightforward option for those looking to finance a vehicle, but the interest rate may be high for some borrowers.
SBS Bank
SBS Bank offers competitive home loan options, making it a viable choice for many New Zealanders. However, potential borrowers should carefully consider their lending criteria and fees.
Instant Finance
The Instant Finance Debt Consolidation Loan offers a practical solution for managing multiple debts, but be aware of the associated costs.
Westpac
With flexible borrowing options, Westpac's personal loan is ideal for various financial needs, though the standard rate is on the higher side.
Harmoney
Harmoney's car loan is a viable option for borrowers looking for flexible borrowing terms and competitive rates.
The Co-operative Bank
With rates beginning at 9.95% p.a., this loan is appealing for those looking for a competitive rate. However, the maximum rate of 17.75% can be steep for borrowers with lower credit scores.
MTF Finance
With competitive starting rates of 8.95% and a quick same-day decision process, MTF Finance is a strong option for those needing vehicle financing. However, rates can escalate to 19.95%, making it less ideal for long-term borrowers.
Harmoney
Harmoney offers a flexible personal loan option for those looking to consolidate debt or finance personal projects. However, borrowers should consider their creditworthiness before applying.
Westpac New Zealand
With a fixed rate of 12.90% p.a., Westpac’s car loan is borrowers who prefer predictability. However, the maximum interest rate of 12.99% may not be competitive for those with excellent credit.
ANZ
The lack of fees is for borrowers looking for flexibility, but the 13.9% APR could be high for those with better credit options. This product is best for individuals needing quick, fee-free access to funds.
UDC Finance
UDC Finance offers competitive car loan options with flexible terms, making it a solid choice for potential borrowers in New Zealand.
Instant Finance
This loan option provides a wide range of amounts and terms, but the high interest rates may not suit everyone.
Instant Finance
Instant Finance provides a straightforward car loan option, but borrowers should be cautious of the higher interest rates.
ASB
ASB's personal loan options are competitive, especially for those looking for larger amounts over longer terms.
ANZ New Zealand
The ANZ Car Loan is straightforward with a fixed rate, but its APR might be high for some borrowers.
SBS Bank
SBS Bank's personal loan provides a straightforward option for those needing cash quickly, but the interest rates may not be the most competitive.
AA Money
AA Money's car loan options cater well to a variety of borrowers, but the interest rates may be higher than some competitors.
BNZ
BNZ's personal loan is a viable option for those needing a significant amount of cash quickly, but rates can be steep.
Kiwibank
Kiwibank's personal loans provide a solid option for those who prefer a locally owned bank with a straightforward application process.
Compare leading car loans in NZ — explore rates from 7.99% to 13.90% and find your ideal fit. We highlight the best options for different credit profiles and needs.
Discover the top car finance options in August 2026, from budget-friendly to premium. Compare APRs, fees, and terms to find the best fit for your needs.
Compare personal loans with APRs starting at 7.99%. Discover the best options for low rates, fast approvals, and specific borrower needs.