Compare personal loans

Best balance of rates and speed from Indias leading private bank.

HDFC Bank offers competitive personal loans with quick disbursal options, making it appealing for urgent financial needs.

Canara Bank's Vidya Turant is a standout PSU education loan — the 7.35% starting rate is competitive, and the ₹1 crore limit under the master's degree scheme matches the best in the industry. The scheme categorisation by institution type gives genuine rate advantages to premier institute students.

Best for Hero brand buyers with seamless dealership financing.

Axis Bank straddles the line between PSU affordability and private bank speed. The rate range is wide (6.90%-13.50%), meaning premier-institute students get near-PSU rates while others may face steep costs. Good for study-abroad financing with higher loan limits.

ICICI Bank's car loans provide a flexible financing option for buyers looking for competitive rates and quick approval.

Axis Bank offers competitive personal loan rates with flexible repayment options, making it a solid choice for borrowers with a good credit score.

Bank of Baroda matches SBI on rates (sometimes even beats it at 6.85%) and offers one of the highest loan limits among PSU banks at ₹1 crore. The multiple scheme options (Vidya, Gyan, Scholar) give genuine flexibility, though navigating which scheme you qualify for can be confusing.

Axis Bank provides a strong option for car financing, but be mindful of the income criteria and interest rate range.

Poonawalla Fincorp offers a reliable personal loan solution with competitive rates and a quick online application process.

HDFC Bank charges a premium on interest rates compared to PSU banks, but makes up for it with significantly faster processing and a smoother application experience. The unsecured limit of up to ₹50 lakh at select premier institutes is exceptionally generous.

Strong digital experience for tech-savvy bike buyers.

ICICI Bank offers a streamlined personal loan process with competitive rates, making it a solid choice for borrowers with high credit scores.

SBI's Student Loan Scheme is one of the most affordable education loan options in India thanks to PSU bank rates. The no-collateral limit of ₹7.5 lakh makes it accessible for domestic studies, and the 0.50% concession for female students is a genuine saving. Processing is slower than private banks, but the rate advantage is hard to beat.

Lowest rates from Indias largest public sector bank.

SBI Personal Loan offers competitive interest rates, making it a solid choice for borrowers with high credit scores.

PNB's Saraswati scheme offers some of the lowest education loan rates in India at 6.85% p.a. for premier institutes. The 0.50% concession for female students and nil processing fees are genuine advantages. However, the scheme is heavily focused on merit-based admissions and may not suit students at non-premier institutions.

Good option with doorstep service and quick turnaround.

IDFC FIRST Bank offers a streamlined personal loan process with competitive rates, making it suitable for those looking for quick financial solutions.