Independent Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal Loans Debt Consolidation Home Loans Car Loans

Personal Loans

Compare rates from multiple lenders — no credit impact

Debt Consolidation

Combine debts into one lower-rate monthly payment

Home Improvement

Fund renovations with competitive fixed-rate loans

Auto Loans

New or used — find rates that fit your budget

Student Refinancing

Lower your rate on existing student debt

Business Loans

Financing for growth, equipment, or working capital

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Bank of Ireland Personal Loan

Bank of Ireland

This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.

The Bank of Ireland Personal Loan offers flexible terms and competitive rates, making it a solid option for those in need of financing.

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Avant Money Personal Loan

Avant Money

This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.

The Avant Money Personal Loan offers flexible amounts and terms, making it a viable option for borrowers with good credit.

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Revolut Personal Loan

Revolut

6.5% – 12.99%

Best for those who prefer a digital-first approach and need a flexible repayment option.

Revolut's Personal Loan offers quick access to funds but comes with variable rates that may not suit everyone.

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AIB Personal Loan

AIB

8.65% – 8.95%

This loan is ideal for individuals with a strong credit profile looking to finance personal projects or investments, especially those interested in green initiatives.

AIB offers a competitive personal loan option with a green loan feature that stands out for eco-conscious borrowers.

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An Post Personal Loan

An Post Money

Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.

An Post offers competitive rates for personal loans, particularly appealing for those looking to borrow under €30,000.

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PTSB Personal Loan

Permanent TSB

This loan is best for individuals in Ireland looking to finance personal projects or consolidate debt with amounts up to €75,000.

The PTSB Personal Loan offers competitive rates for those needing larger sums, but its variable rate might be a concern for some borrowers.

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Credit Union Personal Loan

Irish Credit Unions

8.0% – 12.68%

These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.

Irish Credit Union personal loans offer community-focused lending with flexible terms, making them suitable for various borrowing needs.

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