Independent Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Stanbic Bank Personal Loan

Stanbic Bank Ghana

Individuals aged 21-70 with a steady income who are looking for a substantial personal loan.

This loan option provides significant flexibility with amounts up to GHS 500,000, making it suitable for various financial needs. However, the requirement for a minimum salary and employment criteria may limit accessibility for some potential borrowers.

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OmniBSIC Bank Personal Loan

OmniBSIC Bank

Salaried workers in Ghana seeking a personal loan with a repayment period of up to 36 months.

This loan offers fast approval and flexible repayment terms, making it suitable for those who need quick cash. However, the requirement for a guarantor may be a hurdle for some applicants.

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Bank of Africa Personal Loan

Bank of Africa Ghana

Salaried workers in Ghana looking for personal loans to cover immediate financial needs.

With interest rates starting at 10%, this loan is appealing for salaried individuals seeking quick financing. However, only BOA account holders with at least six months of employment can apply, which may limit access for some.

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Standard Chartered Personal Loan

Standard Chartered Ghana

Best for salary account holders looking for flexibility and additional benefits like credit life insurance.

This loan is ideal for those needing substantial amounts with manageable repayment options.

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Absa Direct Personal Loan

Absa Ghana

Best for Absa account holders seeking quick access to funds with a range of repayment options.

This loan offers substantial amounts and flexible terms, suitable option for various financial needs.

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GCB 24-Hour Personal Loan

GCB Bank

Salaried employees with stable incomes who require quick access to funds for personal or family needs.

Fast disbursement is a major advantage, yet the APR ranges from 22.75% to 30%, which can be steep for long-term borrowers. Consider your repayment ability carefully before applying.

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