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Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal Loans

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Absa Direct Personal Loan

Absa Ghana

7.03% – 30.03%

Best for Absa account holders seeking quick access to funds with a range of repayment options.

This loan offers substantial amounts and flexible terms, suitable option for various financial needs.

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GCB 24-Hour Personal Loan

GCB Bank

22.75% – 30.0%

This loan is ideal for salaried workers needing urgent cash for home improvement, education, or health expenses.

GCB's personal loan provides quick access to funds, but the APR could be a concern for some borrowers.

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Bank of Africa Personal Loan

Bank of Africa Ghana

It's best suited for salaried individuals looking for quick access to funds with a competitive interest rate.

With interest rates starting at 10%, the Bank of Africa Personal Loan is a viable choice for eligible borrowers, but the requirements can be a hurdle for some.

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OmniBSIC Bank Personal Loan

OmniBSIC Bank

Salaried workers in Ghana seeking a personal loan with a repayment period of up to 36 months.

This loan offers fast approval and flexible repayment terms, making it suitable for those who need quick cash. However, the requirement for a guarantor may be a hurdle for some applicants.

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Stanbic Bank Personal Loan

Stanbic Bank Ghana

Individuals aged 21-70 with a steady income who are looking for a substantial personal loan.

This loan option provides significant flexibility with amounts up to GHS 500,000, making it suitable for various financial needs. However, the requirement for a minimum salary and employment criteria may limit accessibility for some potential borrowers.

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Standard Chartered Personal Loan

Standard Chartered Ghana

25.83% – 32.0%

Best for salary account holders looking for flexibility and additional benefits like credit life insurance.

This loan is ideal for those needing substantial amounts with manageable repayment options.

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Fidelity Bank Personal Loan

Fidelity Bank Ghana

Best suited for Fidelity Bank account holders with stable employment looking for substantial loan amounts.

This loan is ideal for salaried workers needing quick access to funds without excessive waiting times.

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