Compare personal loans

Straightforward credit builder with predictable costs — good for rebuilding your score, not for cheap borrowing.

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.

Landbay does one thing — BTL — and does it exceptionally well. Their fully digital process means instant decisions, and £4bn+ in completed lending proves they deliver at scale.

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

A genuine option for people with impaired credit who can't get approved elsewhere. Rates are higher, but that's the trade-off.

One of the most competitive high-street options with a low representative APR of 3.9% and the highest maximum loan amount at £50,000.

The gold standard for UK credit building — save money and build your score simultaneously.

CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.

Vida consistently tops the best-rate charts for BTL mortgages. If you're shopping on rate alone, Vida should be at the top of your list — their 3-year fixed from 3.47% is market-leading.

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

Decent rates, especially if you already have a 1-2-3 current account. Otherwise nothing remarkable compared to the Big Four.

A solid high-street option with competitive rates starting at 3.9% representative APR and generous borrowing limits up to £50,000, backed by one of the UK most established banking brands.

Set-and-forget credit builder for renters — low cost, low effort, meaningful impact on thin credit files.

Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.

A fintech BTL lender offering some of the most competitive fixed rates in the market. Best 2-year fixed BTL rate reported at 3.54% for corporate borrowers — genuinely market-leading.

A trustworthy building society with fair rates. You need to be a member, but opening an account is easy.

A strong high-street option from the Lloyds Banking Group stable with competitive rates and high borrowing limits. Part of one of the UK largest banking groups.

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

A trusted BTL-only lender backed by Starling Bank, known for consistent decision-making and deep market knowledge. Strong choice for straightforward to moderately complex BTL cases.