Compare personal loans

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

The gold standard for UK credit building — save money and build your score simultaneously.

With approval in as little as three days, Central Trust is an for homeowners needing quick access to funds. However, the APR range of 9.69% to 13.1% may not be the best fit for those looking for lower-cost alternatives.

A reliable high-street option with a competitive 6.5% representative APR and the ability to extend terms up to 96 months on larger loans, giving more breathing room on monthly payments.

While Lending Stream provides fast access to funds with approval in minutes, the extremely high APRs make it a costly option. This product is better suited for those needing immediate cash in emergencies rather than long-term borrowing.

Monzo provides a quick and user-friendly loan experience, ideal for tech-savvy individuals needing immediate cash. However, the APR can be quite high for smaller loans, making it less suitable for those looking to borrow under £10,000.

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.

Set-and-forget credit builder for renters — low cost, low effort, meaningful impact on thin credit files.

Nimble specialist lender best for refurb projects needing speed over price.

A convenient option for existing Barclays customers with a smooth in-app application, early repayment at any time, and the unique top-up feature for additional borrowing.

Lendable offers a flexible personal loan option with competitive rates but potential drawbacks in interest rates for lower credit tiers.

MotoNovo Finance provides a broad range of financing options with competitive APRs starting at 5.9%. However, the upper limit of 24.9% can be steep, especially for those with lower credit scores.

Straightforward credit builder with predictable costs — good for rebuilding your score, not for cheap borrowing.

A fintech BTL lender offering some of the most competitive fixed rates in the market. Best 2-year fixed BTL rate reported at 3.54% for corporate borrowers — genuinely market-leading.

One of the most competitive high-street options with a low representative APR of 3.9% and the highest maximum loan amount at £50,000.

Asda Money offers personal loans with competitive rates, but the minimum credit score requirement may limit accessibility for some borrowers.

Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.

Selina's home equity line of credit offers competitive APRs ranging from 6.39% to 8.37%, making it for homeowners needing funds. However, the requirement for a credit check and affordability assessment may disqualify some applicants.