Independent Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal Loans

Compare rates from multiple lenders — no credit impact

Debt Consolidation

Combine debts into one lower-rate monthly payment

Home Improvement

Fund renovations with competitive fixed-rate loans

Auto Loans

New or used — find rates that fit your budget

Student Refinancing

Lower your rate on existing student debt

Business Loans

Financing for growth, equipment, or working capital

Recently added

Toyota Finance Personal Car Loan

Toyota Finance Australia

Best for Australian residents looking to finance a new or used vehicle, especially Toyotas.

This car loan is a solid choice for those purchasing a Toyota, offering tailored financing and fixed rates.

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NAB Personal Loan

NAB

7.5% – 12.99%

This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.

The NAB Personal Loan offers flexibility with no monthly fees, making it a practical choice for various financial needs.

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NAB Secured Car Loan

NAB

6.74% – 13.54%

This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.

NAB's secured car loan offers flexibility and competitive rates for borrowers looking to finance a vehicle.

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Westpac Personal Loan

Westpac

7.0% – 21.99%

This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.

Westpac offers competitive fixed-rate personal loans suitable for various needs, but terms and eligibility criteria can be stringent.

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CommBank Secured Car Loan

Commonwealth Bank

6.79% – 10.79%

This loan is ideal for Australian residents seeking a vehicle loan with fixed rates and the added benefit of discounts for eco-friendly cars.

CommBank offers a straightforward secured car loan with a good range of financing options for both new and used cars.

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ANZ Personal Loan

ANZ

7.49% – 19.99%

Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.

The ANZ Personal Loan offers competitive rates and flexible options, making it a solid choice for borrowers with good credit.

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Westpac Car Loan

Westpac

6.49% – 12.99%

This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.

Westpac's car loan features competitive rates and flexible terms, making it a solid choice for many borrowers.

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ING Personal Loan

ING

6.19% – 19.99%

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Plenti Secured Car Loan

Plenti

This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.

Plenti's secured car loan is a suitable option for those needing a flexible loan for their vehicle, especially with quick approval.

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Liberty Financial Personal Loan

Liberty Financial

5.67% – 24.99%

This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.

Liberty Financial offers accessible personal loans tailored for those with less-than-perfect credit histories, making it a viable option for many borrowers.

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OurMoneyMarket Personal Loan

OurMoneyMarket

5.95% – 18.99%

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Plenti Personal Loan

Plenti

6.17% – 24.09%

This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.

Plenti offers a flexible personal loan option for those looking to build their credit. However, the lack of a dedicated page means information may be limited.

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Commonwealth Bank Personal Loan

Commonwealth Bank

7.25% – 22.25%

This loan is best for those with a strong credit history looking for a reliable lender with established customer service.

The Commonwealth Bank Personal Loan offers competitive rates and flexible terms, making it a solid choice for eligible borrowers.

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Harmoney Personal Loan

Harmoney

5.76% – 24.03%

This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.

Harmoney offers a streamlined online personal loan experience, ideal for those seeking quick access to funds without the hassle of branch visits.

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