Independent Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

50+ Lenders

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0% Credit Impact

Personal Loans Debt Consolidation Home Loans Car Loans

Personal Loans

Compare rates from multiple lenders — no credit impact

Debt Consolidation

Combine debts into one lower-rate monthly payment

Home Improvement

Fund renovations with competitive fixed-rate loans

Auto Loans

New or used — find rates that fit your budget

Student Refinancing

Lower your rate on existing student debt

Business Loans

Financing for growth, equipment, or working capital

Recently added

Bethpage Federal Credit Union HELOC

Bethpage Federal Credit Union

This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

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SoFi Student Loan Refinancing

SoFi

This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

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Upgrade Personal Loans

Upgrade

This service is ideal for those looking to consolidate debt or finance larger purchases without prepayment penalties.

Upgrade Personal Loans offers flexible borrowing with competitive rates, but be mindful of potential high APRs for lower credit scores.

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American Express Business Line of Credit

American Express

Business Line of Credit

This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

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OppLoans

Emergency Installment Loan

This lender is best for those needing emergency funds quickly without strict credit requirements.

OppLoans provides quick access to funds and helps build credit, but high APRs can lead to significant costs for borrowers.

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USAA Auto Loan

USAA

This loan is best for active military personnel and veterans looking for favorable terms without dealer markups.

USAA Auto Loan provides solid financing options tailored for military families, but borrowers should be prepared for varying APRs.

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Brigit Instant Cash

Brigit

This service is best for individuals with a regular income who require a small cash infusion quickly.

Brigit is a cash advance solution, ideal for those needing urgent funds without the burden of credit checks.

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Upgrade Debt Consolidation Loan

Upgrade

This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

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Rocket Mortgage (Quicken Loans)

Rocket Mortgage

This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.

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Earnest Student Loan Refinance

Earnest

This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.

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Happy Money (Payoff) Personal Loans

Happy Money

Personal (Debt Consolidation)

This loan is best for individuals seeking to lower their interest rates and improve their financial health through debt consolidation.

Happy Money offers a solid option for consolidating credit card debt, with competitive rates and a focus on customer well-being.

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MoneyKey

Payday / Installment Loan

It's best for those needing immediate cash without extensive credit checks.

MoneyKey provides swift access to short-term loans, but its high APRs may not suit everyone.

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Capital One Auto Finance

Capital One

Dave ExtraCash

Dave

Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

Dave ExtraCash provides a quick and accessible cash advance solution without interest, ppealing for those in need of immediate funds.

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SoFi Debt Consolidation Loan

SoFi

This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

SoFi offers a approach to debt consolidation with and flexible terms.

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Better Mortgage

This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

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